Our Story

A better student loan

While taking out loans for business school, our co-founder David found himself asking a lot of questions: Why is the process so confusing? Why is the customer service so bad? Why are the interest rates so high? Isn’t there a better way for people to borrow for school? He wasn’t alone—in the U.S., students are now struggling to pay down over $1.5 trillion in debt.

CommonBond was founded in 2012 to help relieve that burden, and since then we’ve funded over $2 billion in better student loans. Our approach is no big secret: lower rates, simpler options, and a world class experience—all built to support you throughout your student loan journey.

OUR SOCIAL PROMISE

A better way to do business

The way we see it, businesses have a responsibility to do more than just business. We’re passionate about giving people the opportunity to live their dreams, and we know improving student loans is just one way we can make a world of difference.

Our partnership with Pencils of Promise has provided schools, teachers, and technology to thousands of young students in the developing world and our yearly trip to Ghana gives customers and team members a chance to visit the amazing classrooms we’ve built together.

OUR IMPACT IN ACTION

Making a world of difference

So far we’ve provided schools, teachers, and technology to thousands of young students, and our annual trip to Ghana gives customers and team members a chance to build more amazing classrooms alongside members of the local community. Here are some photos from our most recent visit.

Over

$1MM

donated to students in need through our Social Promise.

over

470

schools built through Pencils of Promise programs.

Our Culture

Who we are

Our SoHo office is home-away-from-home to a team of capable and caring employees who are drawn to our core values and high standards. (The ping pong table, cold brew on tap, and monthly happy hours don't hurt either). Even our employee benefits are true to the mission: team members with student loans receive a monthly contribution towards paying down their student debt—it’s one more way we can help people reach their full potential. Like what we’re about? Join our team.

Our Leadership

Taking care of business

CEO & Co-Founder
David Klein

David is CEO and co-founder of CommonBond. Before that, he worked at American Express and McKinsey & Company. He graduated from Brandeis University and the Wharton School of Business at the University of Pennsylvania. David was one of Crain’s New York 2016 40 Under 40, and is a 2017 Ernst & Young New York Entrepreneur of the Year award winner.

Linkedin
Chief Risk Officer
Vinayak Gurjar

Vinayak is in charge of risk mitigation at CommonBond and leads the credit and pricing teams. Prior to joining, he was Global Head of Governance in Treasury Capital Markets at Citigroup. He also worked at S&P and Capital One focusing on credit and structured finance. Vinayak graduated from NIT India with BE in Engineering and has an MBA from UNC.

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VP, Capital Markets
Sam Luk

Sam leads the capital markets team at CommonBond. He began his career at Lehman Brothers in mortgage and asset-backed securities. After Lehman Brothers, he was an investment analyst at Monarch Alternative Capital and PartnerRe Principal Finance. Sam graduated from the University of Michigan with a BBA in Accounting and Finance.

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VP, Product Management
Darlene Miranda

Darlene leads product management at CommonBond. After several years at American Express, she defined and evolved product offerings at two startups: CredSimple and Wickr. She has an MBA from NYU’s Stern School of Business. When not spending time with family, you'll find her running in a triathlon, advising startups, and mentoring women in tech.

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VP, In-School Lending
Pete Wylie

Pete leads CommonBond's student lending business. Previously, he was CEO and co-founder of Gradible, a fintech company that helps people evaluate and optimize student loan repayment options. In 2016, CommonBond acquired Gradible. He has also held management roles at Tough Mudder and 3Ships, a digital agency. Pete is a graduate of UNC-Chapel Hill.

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Chief Financial Officer
Jay Coleman

Jay has more than 25 years of experience working at investment banks such as Morgan Stanley, Lehman Brothers and Barclays raising capital for financial & technology issuers - completing over 230 transactions (95 IPOs) raising $145 billion. He earned an MBA from the Wharton School (Univ. of Pennsylvania) and has JD/ BA degrees from Georgetown.

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Chief Operating Officer
Robb Granado

Robb leads operations at CommonBond, including care, application processing, and quality. Robb founded Raiseworks, a lending platform that connects businesses with individual investors. Before that, he was a consultant for Seabury Group. Robb also served as a Captain in the US Air Force. He has an MBA from Columbia and a BA in Economics from UNC.

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VP, Strategy
Veena Ramaswamy

Veena serves as VP of Strategy at CommonBond where she oversees strategic partnerships and corporate development. She joined CommonBond from Morgan Stanley’s corporate strategy and M&A group. Prior to that, Veena was in the Investment Banking group at Morgan Stanley. She graduated with a B.S. in Economics from M.I.T. and has an MBA from Harvard.

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VP, Partnerships
Leigh Gross

Prior to joining CommonBond, Leigh spent 3 years as VP Business Development at CAN Capital, where he managed a partner acquisition team focused on strategic and digital partnerships. He developed CAN Capital’s go to market strategy as well as led the product team in building partner facing tools. Leigh also has a JD from NYU School of Law.

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Chief Technology Officer
Dean McRobie

Dean leads CommonBond’s product and engineering teams. Prior to joining, he was CTO of L2, a digital marketing research firm, and Annalect, a data agency. He oversaw product, UX, infrastructure, application and platform development. Before that, Dean was a tech consultant at Sapient for 10 years. He has a BSc(Hons) from the University of Otago.

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VP, People
Keryn Koch

Keryn leads the people team at CommonBond; overseeing HR, recruiting and culture.  Previously, she was the Director of HR at Yodle, a high growth online marketing company based in NYC. Keryn started her career at Barclays Investment Bank where she held various roles in HR. She is a graduate of Villanova University with a B.A. in Economics.

Linkedin
VP, Enterprise
Rob Kao

Rob leads CommonBond's enterprise teams. He started a mobile business with a successful exit and an on-demand business where he grew revenue from $0 to $3M+ in one year. Rob has a background in engineering and began his career building financial mobile and trading systems. He mentors startups and MBA students and graduated from Columbia University.

Linkedin
VP, Legal & Compliance
Abe Kahan

Prior to CommonBond, Abe was CEO and co-founder of a mortgage company that sold nearly $2 Billion in residential mortgage loans prior to its sale in 2015. Before mortgage banking, he worked as a real estate associate at Bryan Cave LLP and Blank Rome LLP and received a J.D. from Brooklyn Law School.

Linkedin
CEO & Co-Founder
David Klein

David is CEO and co-founder of CommonBond. Before that, he worked at American Express and McKinsey & Company. He graduated from Brandeis University and the Wharton School of Business at the University of Pennsylvania. David was one of Crain’s New York 2016 40 Under 40, and is a 2017 Ernst & Young New York Entrepreneur of the Year award winner.

Linkedin
Chief Financial Officer
Jay Coleman

Jay has more than 25 years of experience working at investment banks such as Morgan Stanley, Lehman Brothers and Barclays raising capital for financial & technology issuers - completing over 230 transactions (95 IPOs) raising $145 billion. He earned an MBA from the Wharton School (Univ. of Pennsylvania) and has JD/ BA degrees from Georgetown.

Linkedin
Chief Technology Officer
Dean McRobie

Dean leads CommonBond’s product and engineering teams. Prior to joining, he was CTO of L2, a digital marketing research firm, and Annalect, a data agency. He oversaw product, UX, infrastructure, application and platform development. Before that, Dean was a tech consultant at Sapient for 10 years. He has a BSc(Hons) from the University of Otago.

Linkedin
Chief Risk Officer
Vinayak Gurjar

Vinayak is in charge of risk mitigation at CommonBond and leads the credit and pricing teams. Prior to joining, he was Global Head of Governance in Treasury Capital Markets at Citigroup. He also worked at S&P and Capital One focusing on credit and structured finance. Vinayak graduated from NIT India with BE in Engineering and has an MBA from UNC.

Linkedin
Chief Operating Officer
Robb Granado

Robb leads operations at CommonBond, including care, application processing, and quality. Robb founded Raiseworks, a lending platform that connects businesses with individual investors. Before that, he was a consultant for Seabury Group. Robb also served as a Captain in the US Air Force. He has an MBA from Columbia and a BA in Economics from UNC.

Linkedin
VP, People
Keryn Koch

Keryn leads the people team at CommonBond; overseeing HR, recruiting and culture.  Previously, she was the Director of HR at Yodle, a high growth online marketing company based in NYC. Keryn started her career at Barclays Investment Bank where she held various roles in HR. She is a graduate of Villanova University with a B.A. in Economics.

Linkedin
VP, Capital Markets
Sam Luk

Sam leads the capital markets team at CommonBond. He began his career at Lehman Brothers in mortgage and asset-backed securities. After Lehman Brothers, he was an investment analyst at Monarch Alternative Capital and PartnerRe Principal Finance. Sam graduated from the University of Michigan with a BBA in Accounting and Finance.

Linkedin
VP, Strategy
Veena Ramaswamy

Veena serves as VP of Strategy at CommonBond where she oversees strategic partnerships and corporate development. She joined CommonBond from Morgan Stanley’s corporate strategy and M&A group. Prior to that, Veena was in the Investment Banking group at Morgan Stanley. She graduated with a B.S. in Economics from M.I.T. and has an MBA from Harvard.

Linkedin
VP, Enterprise
Rob Kao

Rob leads CommonBond's enterprise teams. He started a mobile business with a successful exit and an on-demand business where he grew revenue from $0 to $3M+ in one year. Rob has a background in engineering and began his career building financial mobile and trading systems. He mentors startups and MBA students and graduated from Columbia University.

Linkedin
VP, Product Management
Darlene Miranda

Darlene leads product management at CommonBond. After several years at American Express, she defined and evolved product offerings at two startups: CredSimple and Wickr. She has an MBA from NYU’s Stern School of Business. When not spending time with family, you'll find her running in a triathlon, advising startups, and mentoring women in tech.

Linkedin
VP, Partnerships
Leigh Gross

Prior to joining CommonBond, Leigh spent 3 years as VP Business Development at CAN Capital, where he managed a partner acquisition team focused on strategic and digital partnerships. He developed CAN Capital’s go to market strategy as well as led the product team in building partner facing tools. Leigh also has a JD from NYU School of Law

Linkedin
VP, Legal & Compliance
Abe Kahan

Prior to CommonBond, Abe was CEO and co-founder of a mortgage company that sold nearly $2 Billion in residential mortgage loans prior to its sale in 2015. Before mortgage banking, he worked as a real estate associate at Bryan Cave LLP and Blank Rome LLP and received a J.D. from Brooklyn Law School.

Linkedin
VP, In-School Lending
Pete Wylie

Pete leads CommonBond's student lending business. Previously, he was CEO and co-founder of Gradible, a fintech company that helps people evaluate and optimize student loan repayment options. In 2016, CommonBond acquired Gradible. He has also held management roles at Tough Mudder and 3Ships, a digital agency. Pete is a graduate of UNC-Chapel Hill.

Linkedin

Our Investors

Built to scale

Our investor list is a who’s who of the brightest financial and operational minds around the world, including Fifth Third Bank, Columbia Management, Neuberger Berman, August Capital, Tribeca Venture Partners, Social Capital, Nyca Partners, Victory Park Capital, and individual investors like former Citigroup CEO Vikram Pandit, and former Thomson Reuters CEO Tom Glocer.