Our Story

A better student loan

While taking out loans for business school, our co-founder David found himself asking a lot of questions: Why is the process so confusing? Why is the customer service so bad? Why are the interest rates so high? Isn’t there a better way for people to borrow for school? He wasn’t alone—in the U.S., students are now struggling to pay down over $1.5 trillion in debt.

CommonBond was founded in 2012 to help relieve that burden, and since then we’ve funded $3 billion in better student loans. Our approach is no big secret: lower rates, simpler options, and a world class experience—all built to support you throughout your student loan journey.

Our social promise

A better way to do business

The way we see it, businesses have a responsibility to do more than just business. We’re passionate about giving people the opportunity to live their dreams, and we know improving student loans is just one way we can make a world of difference.

Our partnership with Pencils of Promise has provided schools, teachers, and technology to thousands of young students in the developing world and our yearly trip to Ghana gives customers and team members a chance to visit the amazing classrooms we’ve built together.

Our impact in action

Making a world of difference

So far we’ve provided schools, teachers, and technology to thousands of young students, and our annual trip to Ghana gives customers and team members a chance to build more amazing classrooms alongside members of the local community. Here are some photos from our most recent visit.

Over

$1MM

donated to students in need through our Social Promise.

Over

470

schools built through Pencils of Promise programs.

Our culture

Who we are

Our SoHo office is home-away-from-home to a team of capable and caring employees who are drawn to our core values and high standards. (The ping pong table, cold brew on tap, and monthly happy hours don't hurt either). Even our employee benefits are true to the mission: team members with student loans receive a monthly contribution towards paying down their student debt—it’s one more way we can help people reach their full potential. Like what we’re about? Join our team.

Our leadership

Taking care of business

CEO & Co-Founder
David Klein

David is CEO and co-founder of CommonBond. Before that, he worked at American Express and McKinsey & Company. He graduated from Brandeis University and the Wharton School of Business at the University of Pennsylvania. David was one of Crain’s New York 2016 40 Under 40, and is a 2017 Ernst & Young New York Entrepreneur of the Year award winner.

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Chief Operating Officer
Pete Wylie

Pete leads operations at CommonBond as well as our student lending business. Previously, he was CEO and co-founder of Gradible, a fintech company that helps people evaluate and optimize student loan repayment options. In 2016, CommonBond acquired Gradible. He has also held management roles at Tough Mudder and 3Ships, a digital agency. Pete is a graduate of UNC-Chapel Hill.

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VP, New Growth Initiatives
Kelly Peeler

Kelly was CEO and Founder of NextGenVest, and joined CommonBond through the company’s acquisition of NextGenVest (now called Money Mentor™). Kelly serves as VP of Money Mentor which helps Gen Z pay for college by providing financial guidance leveraging AI over text message. Prior to that, Kelly started several other companies and worked at JPMorgan. She graduated with a B.S. in History and Economics from Harvard.

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VP, Strategy
Veena Ramaswamy

Veena serves as VP of Strategy at CommonBond where she oversees strategic partnerships and corporate development. She joined CommonBond from Morgan Stanley’s corporate strategy and M&A group. Prior to that, Veena was in the Investment Banking group at Morgan Stanley. She graduated with a B.S. in Economics from M.I.T. and has an MBA from Harvard Business School.

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President
Robb Granado

Robb leads operations at CommonBond, including care, application processing, and quality. Robb founded Raiseworks, a lending platform that connects businesses with individual investors. Before that, he was a consultant for Seabury Group. Robb also served as a Captain in the US Air Force. He has an MBA from Columbia and a B.A. in Economics from UNC.

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VP, Finance
Ani Nagendra

Ani leads the finance function at CommonBond. Previously, he worked as a private equity investor with CDIB Capital in Hong Kong and in investment banking with JPMorgan in New York. He holds a B.A. in Economics from Northwestern University and an MBA in Finance from the Wharton School of Business.

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VP, People
Keryn Koch

Keryn leads the people team at CommonBond; overseeing HR, recruiting and culture.  Previously, she was the Director of HR at Yodle, a high growth online marketing company based in NYC. Keryn started her career at Barclays Investment Bank where she held various roles in HR. She is a graduate of Villanova University with a B.A. in Economics.

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Chief Funding & Credit Officer
Sam Luk

Sam leads the capital markets and credit teams at CommonBond. He began his career at Lehman Brothers in mortgage and asset-backed securities. After Lehman Brothers, he was an investment analyst at Monarch Alternative Capital and PartnerRe Principal Finance. Sam graduated from the University of Michigan with a BBA in Accounting and Finance.

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VP, creative
Cara Phillips

Cara is the VP of Creative at CommonBond where she leads brand and product design. Before coming to CommonBond she delivered results for the digital team at Newsweek Magazine for many fortune 500 brands at Federated Media. She has her B.A. from Sarah Lawrence College with a concentration on visual arts.

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VP, technology
Richard Hunt

Richard is a technical leader, who is passionate about building and shipping high quality consumer products.  He is currently responsible for all Engineering Teams at CommonBond.  In the past, Richard has developed web products with Fortune 500 & FTSE 100 companies.  He has a B.Sc. (Hons) from Queen’s University of Belfast.

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CEO & Co-Founder
David Klein

David is CEO and co-founder of CommonBond. Before that, he worked at American Express and McKinsey & Company. He graduated from Brandeis University and the Wharton School of Business at the University of Pennsylvania. David was one of Crain’s New York 2016 40 Under 40, and is a 2017 Ernst & Young New York Entrepreneur of the Year award winner.

Linkedin
President
Robb Granado

Robb leads operations at CommonBond, including care, application processing, and quality. Robb founded Raiseworks, a lending platform that connects businesses with individual investors. Before that, he was a consultant for Seabury Group. Robb also served as a Captain in the US Air Force. He has an MBA from Columbia and a B.A. in Economics from UNC.

Linkedin
Chief Funding & Credit Officer
Sam Luk

Sam leads the capital markets and credit teams at CommonBond. He began his career at Lehman Brothers in mortgage and asset-backed securities. After Lehman Brothers, he was an investment analyst at Monarch Alternative Capital and PartnerRe Principal Finance. Sam graduated from the University of Michigan with a BBA in Accounting and Finance.

Linkedin
Chief Operating Officer
Pete Wylie

Pete leads operations at CommonBond as well as our student lending business. Previously, he was CEO and co-founder of Gradible, a fintech company that helps people evaluate and optimize student loan repayment options. In 2016, CommonBond acquired Gradible. He has also held management roles at Tough Mudder and 3Ships, a digital agency. Pete is a graduate of UNC-Chapel Hill.

Linkedin
VP, Finance
Ani Nagendra

Ani leads the finance function at CommonBond. Previously, he worked as a private equity investor with CDIB Capital in Hong Kong and in investment banking with JPMorgan in New York. He holds a B.A. in Economics from Northwestern University and an MBA in Finance from the Wharton School of Business.

Linkedin
VP, creative
Cara Phillips

Cara is the VP of Creative at CommonBond where she leads brand and product design. Before coming to CommonBond she delivered results for the digital team at Newsweek Magazine for many fortune 500 brands at Federated Media. She has her B.A. from Sarah Lawrence College with a concentration on visual arts.

Linkedin
VP, New Growth Initiatives
Kelly Peeler

Kelly was CEO and Founder of NextGenVest, and joined CommonBond through the company’s acquisition of NextGenVest (now called Money Mentor™). Kelly serves as VP of Money Mentor which helps Gen Z pay for college by providing financial guidance leveraging AI over text message. Prior to that, Kelly started several other companies and worked at JPMorgan. She graduated with a B.S. in History and Economics from Harvard.

Linkedin
VP, people
Keryn Koch

Keryn leads the people team at CommonBond; overseeing HR, recruiting and culture.  Previously, she was the Director of HR at Yodle, a high growth online marketing company based in NYC. Keryn started her career at Barclays Investment Bank where she held various roles in HR. She is a graduate of Villanova University with a B.A. in Economics.

Linkedin
VP, technology
Richard Hunt

Richard is technical leader, who is passionate about building and shipping high quality consumer products.  He is currently responsible for all Engineering Teams at CommonBond.  In the past, Richard has developed web products with Fortune 500 & FTSE 100 companies.  He has a B.Sc. (Hons) from Queen’s University of Belfast.

Linkedin
VP, Strategy
Veena Ramaswamy

Veena serves as VP of Strategy at CommonBond where she oversees strategic partnerships and corporate development. She joined CommonBond from Morgan Stanley’s corporate strategy and M&A group. Prior to that, Veena was in the Investment Banking group at Morgan Stanley. She graduated with a B.S. in Economics from M.I.T. and has an MBA from Harvard Business School.

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Our investors

Built to scale

Our investor list is a who’s who of the brightest financial and operational minds around the world, including Fifth Third Bank, Neuberger Berman, August Capital, Tribeca Venture Partners, Social Capital, Nyca Partners, Victory Park Capital, and individual investors like former Citigroup CEO Vikram Pandit, and former Thomson Reuters CEO Tom Glocer.