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You know that feeling on pay day, when you fantasize about all the things you’re going to do with your newly earned cash? But just as fast as you think up all the wonderfully extravagant things to buy, you’ve spent it all....
Ama Adi-Dako
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February 9, 2021
After being cooped up for months, many people, especially those in compact, urban situations, are asking themselves if it’s time to invest in a larger living space. While there are obstacles for potential homebuyers right now – the job market, the economy, the pandemic, and stude
Jennifer Giacoppo
July 22, 2020
A quick recap: the majority of federal student loans are automatically in forbearance until Dec. 31, 2020, with 0% interest and no penalties to borrowers (If you’re unsure about the status of your loans, use our tool to learn more).
May 11, 2020
The current economic climate feels uncertain and confusing for many of us. If you are unsure about whether or not to refinance your student loan right now, we’re here to bring some clarity.
April 21, 2020
We interviewed CommonBond members about their student loan journeys. Here’s a round-up of some of the advice they gave.
CommonBond Staff
August 20, 2019
If your career, finances, or priorities have changed since you first took out loans, there’s probably a better payment plan out there – one that can save you money and help you reach your goals faster.
August 6, 2019
The higher your credit score, the better rates you’ll be able to get when you refinance your student loans. Here are some steps you can take to improve your score.
August 5, 2019
Not able to refinance on your own just yet? Here are some ways you can keep making progress.
July 30, 2019
Ayrton, 24, was the first in his family to go to college and studied computer science at Penn State. Once he graduated, he realized that some of his loans had been accruing interest for years, including some balances that had almost doubled.
July 12, 2019
James, 31, focused on improving his credit score, putting any extra money he could toward his debt, and getting a lower monthly payment by refinancing his loans to a better rate. Today he’s the assistant general manager at a restaurant and recently purchased a home with his wife.
July 6, 2019
After getting into two MBA programs, Jenny, 28, negotiated her scholarship offers (yes, it’s a thing!), but still needed to take on about $75,000 in loans. She recently bought a home with her husband in Chicago and is on track to pay off her loans in under five years.
June 28, 2019
After being laid off from her Teach for America job, Lia found herself facing a student loan bill that was more than her monthly paycheck. Now she’s put herself in a position to pay off her loans 11 years early and save $125,000 in interest payments.
June 17, 2019
How an elementary school teacher was able to improve her credit score and cut her interest rate in half, lowering her monthly payment by almost $400.
June 6, 2019
How much of your budget should go towards paying off your student loans? Here are steps you can take to find the right number for you.
January 10, 2019
The U.S. government offers options to help you reduce—or temporarily stop making—your monthly payments, at least until you get back on your feet.
Halona Black
December 13, 2018
The cost of obtaining your degree could leave you with student loan debt. Just like with undergrad debt, though, one of the best ways to manage it is to refinance your loans.
Kat Tretina
December 7, 2018
By using the CommonBond refinancing calculator, you can figure out your savings, your new monthly payment, and even when you’ll pay off your debt.
November 30, 2018
The U.S. government offers a convenient student loan consolidation program that may help you make your monthly student loan payments more organized.
November 26, 2018
When it comes to student loans, your monthly payment can eat up a significant portion of your paycheck. With such a high payment due every month, it can be difficult to make ends meet or save for the future.
November 20, 2018
The good news is there is a solution for just about everyone, even prospective students with low or non-existent credit scores.
Amanda Holden
November 19, 2018
“Wait—that can’t be right. It just can’t be!” After three years of making steady payments of $370 a month, my $60,000 balance had only gone down about $800.
Teresa Ruiz Decker
November 2, 2018
Putting small amounts of extra cash toward paying down my student loan was a solid strategy that made a huge difference. Even something as simple as an extra $100 a month can save you thousands on interest over the long haul.
October 31, 2018
Student loans can be complicated. The truth is that many of us don’t know what our interest rates are, and if we do – they could be better.
Paige Northup
July 6, 2020
Refinancing is a financial tool that allows recent graduates to save a significant amount of money in the long run by replacing their existing loans with a new one. The new loan often has either a better interest rate or more favorable repayment terms.
Andrew Shore
October 18, 2018
In order to qualify for a refinance loan with a reasonable interest rate, most lenders require applicants to provide proof of employment and solid income. If you're a freelancer whose income fluctuates from month to month, this could present a hurdle.
Marianne Hayes
Student loan debt doesn’t have to be overwhelming. Establishing an understanding of how your loans work and a plan to tackle repayment can help you manage and ultimately eliminate debt.
August 18, 2019
Federal loans offer government protections, but how do those compare to the benefits of refinancing?
October 17, 2018
Refinancing can help you get a better interest rate, potentially saving you thousands. So, when does it make sense to refinance?
Here's how to tell if your student loan interest rate is competitive with the best in the industry.
October 16, 2018
Matt Valentine
Everything doctors, nurses, and other healthcare professionals need to know about applying for public service loan forgiveness.
October 12, 2018
Here's how business school set RompHim co-founder Elaine Chen up for success.
Here are a few ways to help deal with the stress student loans can cause.
October 8, 2018
A better interest rate could help you save thousands on your student loans. Here’s how to make sure you get the best deal possible.
October 2, 2018
Here are some tips on how to make the jump from college to the workforce.
Eric Rosenberg
September 21, 2018
September 7, 2018
U.S. visa holders can now refinance with CommonBond.
David Klein
August 28, 2018
Angelica Wroblewski
How CommonBond member Paul Hinckley paid off $104,000 in grad school debt.
August 16, 2018
CommonBond member Autumn shares her student debt payoff story.
Autumn L
February 14, 2019
Almost all young dentists face confusing choices after graduation because of the significant amount of student loan debt they have from dental school. The key is for dentists to get on solid financial footing so they can start to tackle their student loan debt.
December 7, 2017
Kirsten Wellington's story shows that you don't have to know exactly what your dream career will be once you receive your college degree. Here are her tips for building a career plan after graduation.
November 20, 2017
This how-to guide walks you through the steps of transferring your Parent PLUS loan to your graduate.
February 2, 2019
The many distractions of summer – and the demands of a bar prep course – can make it easy to forget about your law school loans as they quietly accrue interest. Don’t be tempted, though: Here are three ways to take control of your finances this summer.
December 11, 2017
Three benefits of applying with a cosigner that you may not have known about.
July 8, 2018
A loan statement has all of the details of your current loan and gives our team the information we need to pay off that loan. In most cases, you can download your most recent loan statement from your current loan servicer.
June 17, 2015
Your credit report is a record of your personal credit history created by a credit bureau.
December 13, 2017
Kaitlin Butler
June 19, 2015
Leading a healthy lifestyle should extend to your finances, too, as taking certain preventive measures today can actually boost your financial — and physical — wellness in the future.
January 26, 2018
"Competitive rates, an easy-to-navigate website, and great customer service were all fantastic reasons to choose CommonBond — but the social mission is what I feel the best about."
February 15, 2018
In honor of National Doctors' Day, here are four tips for starting a medical practice.
March 30, 2018
Here are some ways to know whether or not you should refinance your student loans.
April 11, 2018
How CommonBond member Eric Chisholm took control of his law school loans.
April 25, 2018
Here are four financial steps to take right after getting your degree.
May 31, 2018
Many student loan repayment plans come with a "grace period" after graduation. Here's what you need to know about refinancing then.
June 8, 2018
Here are six money-saving tips from the experts.
There's no better time than right now to refinance your student loans.
June 12, 2018
CommonBond writer Teresa Ruiz Decker on how she worked with her husband to pay off her student loans.
June 19, 2018
Which type of refinance loan makes the most sense for you?
July 5, 2018
Here are more tips on how to save money in your day-to-day life.
Done properly, refinancing can be an incredible tool for saving money and getting out of debt quicker. Here's how to do it.
Scott Fried
July 9, 2018
Thinking about getting in on the gig economy? Here's how to supplement your income by freelancing on the side.
July 13, 2018
CommonBond member Teresa Ruiz-Decker shares how she paid off $60,000 while getting married, having two children, and finding a home.
If you've cosigned a student loan and graduation is in the rearview mirror, what's the next step? Let's dig into the important things students and co-signers need to know after college comes to an end.
July 16, 2018