How much of my discretionary income should I put toward my student loans?

Living with student loan debt can feel overwhelming, but no debt is insurmountable if you know how to tackle it. If you have the right strategy and a positive attitude, you can find your way to a better financial future.

The borrower’s guide to student loan forgiveness

With graduation day behind you, now’s the time to celebrate everything you’ve accomplished over the past several years. Earning a degree is no small feat, and these post-college days should be about looking ahead and navigating a new career.

Do you need a break from paying your student loans? A guide to deferment and forbearance

The U.S. government offers options to help you reduce—or temporarily stop making—your monthly payments, at least until you get back on your feet.

What you need to know about refinancing your grad school loans

The cost of obtaining your degree could leave you with student loan debt. Just like with undergrad debt, though, one of the best ways to manage it is to refinance your loans.

How much can you save on your student loans?

By using the CommonBond refinancing calculator, you can figure out your savings, your new monthly payment, and even when you’ll pay off your debt.

What is student loan consolidation?

The U.S. government offers a convenient student loan consolidation program that may help you make your monthly student loan payments more organized.

7 ways to reduce your student loan payment

When it comes to student loans, your monthly payment can eat up a significant portion of your paycheck. With such a high payment due every month, it can be difficult to make ends meet or save for the future.

A quick story on losing $200,000

Ever since I paid off my student loans, Iʼve been focused on the future. But a part of me has always wondered: just how much interest did I pay while eliminating my student loans?

Stuck in a student loan nightmare? Here’s how to find your way out

“Wait—that can’t be right. It just can’t be!” After three years of making steady payments of $370 a month, my $60,000 balance had only gone down about $800.

Is it really worth it to make extra student loan payments?

Putting small amounts of extra cash toward paying down my student loan was a solid strategy that made a huge difference. Even something as simple as an extra $100 a month can save you thousands on interest over the long haul.

How to determine if your student loan interest rate is too high

Student loans can be a great way to finance your degree and get your future in motion, but they can also be complicated. The truth is that many of us don’t really understand how our student loans work, what our interest rate is, and who our loan provider or servicer is.

5-point checklist to make any financial decision

One merit badge for adulting is financial responsibility. And if we learned anything growing up, to earn your badge the best bet is to “always be prepared.”

Why refinancing has become the go-to solution for millennials with student loan debt

Refinancing is a financial tool that allows recent graduates to save a significant amount of money in the long run by replacing their existing loans with a new one. The new loan often has either a better interest rate or more favorable repayment terms.

How I refinanced my student loans as a freelancer without giving up my freedom

In order to qualify for a refinance loan with a reasonable interest rate, most lenders require applicants to provide proof of employment and solid income. If you're a freelancer whose income fluctuates from month to month, this could present a hurdle.

Financial advisors recommend these three strategies for dealing with student debt

Student loan debt doesn’t have to be overwhelming. Establishing an understanding of how your loans work and a plan to tackle repayment can help you manage and ultimately eliminate debt.

How do Federal Student Loan Protections Compare to Private Refinancing?

Federal loans offer government protections, but how do those compare to the benefits of refinancing?

When Should You Refinance Your Student Loans?

Here are six points where it makes sense to refinance your student loans.

How to Plan a Wedding While Paying Off Your Student Loans

Here's how to balance the financial demands of paying off student debt and planning for a wedding.

What Is a Good Interest Rate?

Here's how to tell if your student loan interest rate is competitive with the best in the industry.

The Comprehensive Guide to Refinancing Student Debt

How Healthcare Professionals Can Enjoy the Benefits of Public Service Loan Forgiveness

Everything doctors, nurses, and other healthcare professionals need to know about applying for public service loan forgiveness.

Four Tips to Reduce Student Loan Debt Stress

Here are a few ways to help deal with the stress student loans can cause.

7 Ways Parents Can Save Money While Their Kids Are Home from School

Here are some tips to help parents save money during school vacations.

Refinancing Your Student Loans? Use this Checklist to Save the Most Money

Here's how to get the best interest rate when you refinance your loans.

6 Job-Hunting Tips for New College Graduates

Here are some tips on how to make the jump from college to the workforce.

The Art of Balancing Student Loan and Mortgage Payments

Here's how to give both of these monthly expenses the attention they deserve.

The Comprehensive Guide to Paying Off Your Student Loans

U.S. Visa Holders Have a New Way to Pay Off Student Debt

U.S. visa holders can now refinance with CommonBond.

8 Critical Pieces of Advice I Wish I Knew as a First-Year Lawyer

Know the Essentials of Refinancing Your Student Loans

One Grad Student’s Inspiring Six-Figure Debt Payoff Story

How CommonBond member Paul Hinckley paid off $104,000 in grad school debt.

I Missed a Student Loan Payment! What’s Next?

Here's what to do if you miss a student loan payment.

How This Couple Teamed Up To Pay Off $100k In Student Loans In 21 Months

CommonBond member Autumn shares her student debt payoff story.

How to Transfer Your Parent PLUS Loan to Your Child

This how-to guide walks you through the steps of transferring your Parent PLUS loan to your graduate.

Why should I apply with a cosigner?

Three benefits of applying with a cosigner that you may not have known about.

You Just Passed the Bar: Here's What's Next For Your Student Loans

Should I Refinance My Student Loans During the "Grace Period?"

Many student loan repayment plans come with a "grace period" after graduation. Here's what you need to know about refinancing then.

Why Now Is the Best Time to Refinance Your Student Loans

There's no better time than right now to refinance your student loans.

How to Save Money on Your Summer Vacation

Here are some tips to help you spend less on your vacation this summer.

4 Real-Life Ways My Partner and I Conquered $60K in Student Loans

CommonBond writer Teresa Ruiz Decker on how she worked with her husband to pay off her student loans.

Should You Refinance with a Fixed-Rate or Variable-Rate Loan?

Which type of refinance loan makes the most sense for you?

We Asked the Pros: What Are Your Best Money-Saving Tips? Part Two

Here are more tips on how to save money in your day-to-day life.

5 Things to Know Before Refinancing Your Student Loans

Done properly, refinancing can be an incredible tool for saving money and getting out of debt quicker. Here's how to do it.

How to Supplement Your Income by Freelancing on the Side

Thinking about getting in on the gig economy? Here's how to supplement your income by freelancing on the side.

How This First Generation College Student Paid off $60K in Loans

CommonBond member Teresa Ruiz-Decker shares how she paid off $60,000 while getting married, having two children, and finding a home.

What You (and Your Cosigner) Need to Know After College Graduation

If you've cosigned a student loan and graduation is in the rearview mirror, what's the next step? Let's dig into the important things students and co-signers need to know after college comes to an end.