For students

How medical students get better rates with CommonBond

At CommonBond, we’ve been supporting students with better student loans for years. We have deep experience working with investors to build programs that offer great rates to students based on their strong prospects. We have already helped thousands of doctors manage their student debt through refinancing and are thrilled to now offer a new in-school option for current medical students.   

A Gap in the Market

Many students are familiar with the Federal Grad PLUS loan. What most don’t realize, however, is that the federal government offers the same interest rate to all graduate students, regardless of the student’s course of study or future earning potential. For Direct PLUS Loans disbursed on or after July 1, 2018, and before July 1, 2019, the interest rate is 7.6% with a 4.25% origination fee [1]. Medical students are not your average student – so a one-size-fits-all loan didn’t seem right.


Medical students are a high-achieving, accomplished group. We recognize how competitive it is to get into medical school, the high rates of graduation, employment and strong earning potential. Medical school, and a career in medicine is a smart investment for you. And we believe it’s a smart investment for us, because we understand the great prospects medical students have.


How CommonBond is Different

CommonBond is a new kind of student loan company. We look at each borrower as an individual and use technology to offer dynamic pricing that’s personalized to your unique situation. We thought there should be a better option that reflects the great prospects medical students have.


CommonBond’s Medical loan interest rates start at 5.56% APR [2] and only carry a 2% origination fee. [3] A student that takes a 10-year fully deferred loan with CommonBond could save thousands of dollars over the life of the loan. [4] We’re excited to partner with the next generation of doctors and help today’s medical students invest in their future.


Your CommonBond Loan is Ready: Get Started Today.


[3] Interest rates are subject to change and origination fee is subject to state law restrictions.

[4] Based on a $50,000 loan amount

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