Simple loans. Smart.

Money-saving, stress-free undergraduate student loans. Rates start at 3.74% APR (with autopay.)³

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The details

More than just money

We believe student loans should let you do more, not less. So we’re here to help with an easy-to-use application, free financial guidance, and competitive rates.

01

Apply the easy way

We make the application process simple and quick. You and your cosigner can apply from any device in just minutes.

02

Meet your Money Mentor

CommonBond loans come with a free Money Mentor – a real person who can help you get more money for school, manage your budget, and find internship opportunities.

03

Keep more of your money

We’re looking out for you. That’s why our loans have competitive rates with no application fees, origination fees, or prepayment fees. Ever.

The Details

A loan that works for you

We believe student loans should let you do more, not less. Take comfort in our an easy-to-use application, best in class Customer Care, and competitive rates.

01

Your friend in finance

We make the application process simple and quick. You and your cosigner can apply from any device in minutes, so you can spend more time focusing on school and less time worrying how to pay for it.

02

Your loan, your terms

We know your family’s financial needs are unique, so we offer flexible terms and payment options to make sure this loan works for you (and not the other way around).

03

Keep more of your money

We’re looking out for you. That’s why our loans have competitive rates with no application fees, origination fees, or prepayment fees. Ever.³

Fixed

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³

Rates include a 0.25% autopay discount.

Variable

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³

Rates include a 0.25% autopay discount.

In Loans we trust

We’ve got you covered

Best-in-class protections that put your mind at ease and the freedom of flexibility so you can focus on the important stuff.

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Choose your repayment option

With four repayment options designed to fit your life, you can decide when and how you want to start paying off your loan.

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Hit the pause button

Need some wiggle room? Enjoy a 6-month grace period and postpone your payments for up to 12 months over the life of your loan.

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Take control of your loan

Ready to take the lead? Apply to let your cosigner off the hook after two years of on-time payments.

See for yourself

Proof is in the people

Proof is in the people

CommonBond was great, the interest rates were low and the customer service was top notch. My questions were answered quickly and the website was very easy to use.

— Lynette S. —

No wonder CommonBond is so highly rated. Smooth, efficient, informative, helpful.

— Elizabeth K. —

The rates are competitive and the service has consistently been professional and exceptionally helpful!

— Philip G. —

I needed a student loan in a pinch as my other loan fell through and the whole process went through right away and the whole  process only took just over a week.

— Sabrina K. —

Proof is in the people

CommonBond was great, the interest rates were low and the customer service was top notch. My questions were answered quickly and the website was very easy to use.

— Lynette S. —

Proof is in the people

No wonder CommonBond is so highly rated. Smooth, efficient, informative, helpful.

— Elizabeth K. —

Proof is in the people

The rates are competitive and the service has consistently been professional and exceptionally helpful!

— Philip G. —

Proof is in the people

I needed a student loan in a pinch as my other loan fell through and the whole process went through right away and the whole  process only took just over a week.

— Sabrina K. —

Proof is in the people

Still reading? There are more reviews where these came from.

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Our social promise

Your loan makes an impact

When you take out a loan or refinance, we cover the cost of a child’s education in the developing world. Our partnership with Pencils of Promise has provided schools, teachers, and technology to thousands (and counting!) of young students in Ghana.

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Questions?

Ask a specialist

Sometimes it’s nice to talk to a real person. Our U.S.-based care team is available by phone and live chat Monday–Friday, 9am–8pm EST, and you can email us anytime.