A loan worth more.

Undergraduate student loans that give you more help and more flexibility, without any fees. Rates start at ?.??% APR.³

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The details

A loan that works for you

Take comfort in our award-winning care, best-in-class borrower protections, and 1-for-1 promise that helps young students in the developing world.

01

Your friend in finance

CommonBond loans come with a Money Mentor – a real person with real answers who can help you with way more than student loans. And it all happens via text message, for free.

02

The protections you need

We give you the freedom to repay your loans in ways that fit your life, along with protections like forbearance if you need to press pause on your payments.

03

Be free from fees

We want you to keep more of your money. That’s why our loans have no application fees, origination fees, or prepayment fees. Ever.

The Details

More than just money

We believe student loans should let you do more, not less. So we’re here to help with free financial guidance, a variety of payment options, and best-in-class protections.

01

Your friend in finance

CommonBond loans come with a Money Mentor – a real person with real answers who can help you with way more than student loans. And it all happens via text message, for free.

02

The protections you need

We give you the freedom to repay your loans in ways that fit your life, along with protections like forbearance if you need to press pause on your payments.

03

Be free from fees

We want you to keep more of your money. That’s why our loans have no application fees, origination fees, or prepayment fees. Ever.

Fixed

5.30-9.82

³

Terms: 5, 10, or 15 years

Variable*

3.72-9.68

³

Terms: 5, 10, or 15 years

*Variable rates can change with the market, so your monthly payment may vary.

In Loans we trust

We’ve got you covered

Best-in-class protections that put your mind at ease and the freedom of flexibility so you can focus on the important stuff.

Hit the pause button

Need some wiggle room? Postpone your payments for up to 12 months over the life of your loan.

No prepayment penalties

Want to get ahead on payments? Fine by us. We’ll never penalize you for being on top of your finances.

Cosigner release

Ready to take the lead? Apply to let your cosigner off the hook after two years of on-time payments.

See for yourself

Proof is in the people

Proof is in the people

CommonBond was great, the interest rates were low and the customer service was top notch. My questions were answered quickly and the website was very easy to use.

— Lynette S. —

No wonder CommonBond is so highly rated. Smooth, efficient, informative, helpful.

— Elizabeth K. —

The rates are competitive and the service has consistently been professional and exceptionally helpful!

— Philip G. —

I needed a student loan in a pinch as my other loan fell through and the whole process went through right away and the whole  process only took just over a week.

— Sabrina K. —

Proof is in the people

CommonBond was great, the interest rates were low and the customer service was top notch. My questions were answered quickly and the website was very easy to use.

— Lynette S. —

Proof is in the people

No wonder CommonBond is so highly rated. Smooth, efficient, informative, helpful.

— Elizabeth K. —

Proof is in the people

The rates are competitive and the service has consistently been professional and exceptionally helpful!

— Philip G. —

Proof is in the people

I needed a student loan in a pinch as my other loan fell through and the whole process went through right away and the whole  process only took just over a week.

— Sabrina K. —

Proof is in the people

Still reading? There are more reviews where these came from.

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Our social promise

Your loan makes an impact

When you take out a loan or refinance, we cover the cost of a child’s education in the developing world. Our partnership with Pencils of Promise has provided schools, teachers, and technology to thousands (and counting!) of young students in Ghana.

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Questions?

Ask a specialist

Sometimes it’s nice to talk to a real person. Our U.S.-based care team is available by phone and live chat Monday–Friday, 9am–6pm EST, and you can email us anytime.